The Buying Process made simple.
Josie Dvorken | DRE#02085290 | Equity Union Real Estate
Buying a home in the Coachella Valley should feel exciting — not overwhelming. My goal is to make the process clear, organized, and deeply personal. Whether you’re purchasing a modern condo in Palm Springs, a golf villa in Rancho Mirage, or an architectural retreat tucked into the hills, here’s what you can expect from start to finish.
Getting Pre-Approved
Before we begin the search, your first step is to get pre-approved for a mortgage loan — unless you’re paying in cash. A strong pre-approval positions you as a serious buyer and defines your price range early.
I can connect you with trusted local lenders who understand the nuances of the desert market. Based on your income, assets, and credit, your mortgage consultant will help determine how much a bank will lend and what financing options fit your goals.
Analyzing Your Needs
Next, we’ll explore your lifestyle goals — your must-haves and nice-to-haves. Whether that’s natural light, privacy, a view corridor, or HOA-maintained ease, this stage defines our focus.
We’ll refine your search criteria and begin building a personalized list of properties that align with your vision.
Finding Your Dream Home
Now the fun begins. I’ll schedule private showings based on your availability and preferences, ensuring you see the most relevant properties. You’ll receive real-time notifications for new listings, coming-soon homes, and exclusive off-market opportunities through my Realtor network.
Our goal is to balance discovery with discernment — so you can fall in love with the right property, not just the first one.
Making the Offer & Negotiating Terms
Once we identify “the one,” I’ll prepare and present a professional offer package that includes your Proof of Funds and Pre-Approval Letter.
If your offer differs from the seller’s terms, we may receive a counteroffer — which we’ll review carefully together. From pricing to closing timelines, my job is to guide you through each decision with confidence and strategy.
The Escrow Process
Escrow acts as a neutral third party that safely holds funds and paperwork during your transaction. Once your offer is accepted, escrow ensures that both buyer and seller meet all contractual terms before the title officially transfers.
I’ll help you navigate each step, from document delivery to signing schedules, so nothing feels unclear.
Contingencies & Inspections
During escrow, we’ll schedule professional home inspections to assess the property’s condition. Together, we’ll review disclosures and the preliminary title report.
If issues arise, we can request repairs or credits within the agreed contingency period. My role is to make sure your interests are protected and timelines are met.
Securing Your Loan
Once inspections are complete and contingencies are satisfied, your lender will order an appraisal and finalize your mortgage.
When loan approval is issued, you’ll wire your closing funds, confirm homeowner’s insurance, and prepare for funding. Once escrow closes, the keys — and your next chapter — are officially yours.
Welcome Home
From your first search to the moment you turn the key, I’ll be there to guide, advocate, and celebrate with you.
Buying a home is more than a transaction — it’s the start of your desert story.
Step-by-step guide to buying a home in the Coachella Valley. Josie Dvorken explains pre-approval, escrow, inspections, and how to find your perfect desert property.
Josie Dvorken is a marketing consultant, creative director, and licensed real estate professional serving the Coachella Valley. With a background in photography and design, she brings an innovative, story-driven approach to real estate marketing. As a Marketing Consultant for The Leiterman Group at Equity Union, she helps shape the team’s brand and community presence. Josie also founded Desert Nesting, a lifestyle magazine that celebrates the people, homes, and neighborhoods that make desert living so distinctive.
Josie Dvorken | DRE#02085290 | Equity Union Real Estate
44-495 Town Center Way, Suite B, Palm Desert, CA 92260
